Welcome to MOHELA!

Federally-Owned Loans Serviced by MOHELA

Are your loans transferring to MOHELA from another federal student loan servicer? Get information about the transfer.

Your federal student loan is being serviced by MOHELA on behalf of Federal Student Aid (FSA). With over 40 years in the student loan servicing industry, we have the expertise to help manage your loans – answer any account questions, help you explore your benefits and repayment options and process your payments.

If you recently consolidated multiple federal loans into a new Direct Consolidation Loan, thank you for choosing MOHELA, an official Servicer to FSA.

We offer self-service tools and resources to help you navigate through the student loan and repayment process with confidence: make payments, change repayment plans, explore options and get help.

Our Customer Promise

MOHELA is committed to giving our customers a first-rate experience. To aid in repaying your student loans, we promise to listen, offer customized solutions to meet your specific needs and provide superior guidance as your dedicated resource expert.

Communication About Your Student Loans

Based on where you are in the student loan life cycle (in school, in grace or in repayment), we will share important information including any actions you may need to take. Learn about steps in Federal Direct Loan life cycle.

Sign up for paperless communications to receive bills, letters, forms, and other correspondence in your online inbox instead of receiving them by mail. We will send you an email when you have new deliveries ready to view online.

Manage Your Account

Avoid Student Loan Scams

You never have to pay for help with your federal financial aid or student loans. Learn more about how to avoid scams and understand which companies and claims are legitimate.

Track All of Your Loans

Monitor the status of all of your loans (ones serviced by MOHELA and other Federal Student Loan providers) by logging into your Federal Student Aid account.

Additional Information

Repayment Options

Your repayment options differ depending on the type of loan. Explore and estimate repayment options using FSA's Loan Simulator.

Serving in the Military

We appreciate the service you have provided to our country. There may be special military benefits available.

Teacher or Work for the Government or Not-For-Profit Organization

You may be able to receive forgiveness for part or all of your loans after meeting certain conditions.