Info Center

MOHELA offers a variety of resources and services to best assist you and make your student loan account management easy. Learn more about student loans and offerings for which you may be eligible.

Limited information in this section may apply to borrowers with private student loans through MOHELA. CASHLoan borrowers may view information specific to their benefits and repayment options of their CASHLoans.

About Student Loans

Learn about student loans and what steps you need to take to successfully repay your loan.

Account Management Tools

MOHELA offers several web services that can help you manage your student loan account.

Additional Resources

Access calculators and external resources. Learn about scholarships, the FAFSA® and more.

Auto Debit Rate Reduction

Signing up for automatic monthly payment withdrawals may qualify you for a 0.25% interest rate reduction.

Borrower Correspondence

For assistance with correspondence you received, simply view the document here.

Borrower Protection

You never have to pay for student loan help.


MOHELA offers a variety of CASHLoan benefits, and repayment options for customers experiencing financial hardship. Check out whether you may be eligible.

Difficulty Making A Payment

Learn about the consequences of default and options we have to help keep your student loans from default.

Disaster Assistance

If you have been impacted by a natural disaster, you may be able to postpone your payments.

Finance Essentials

Find tips, articles and calculators to help manage your debt and protect your financial future.

Loan Consolidation

A Direct Consolidation Loan allows you to combine multiple federal student loans into one loan, one payment and one fixed interest rate.

Loan Forgiveness & Discharge Programs

Learn about Public Service Loan Forgiveness, Teacher Loan Forgiveness, and Qualifying Student Loan Discharges.

Making Payments

MOHELA offers a variety of ways to make payments.

Military Benefits

If you have served or are serving our country, you may qualify for student loan benefits and assistance.


For new student or Parent PLUS borrowers, congratulations on your or your student's college endeavor!

Parent Tips

Learn about student loan types and what steps you need to take to successfully repay your loan.


If you need a lower monthly payment, learn more about repayment plans based on your income and family size.

Student Loan Interest

Details on where to find your current interest rate, how interest is calculated and how payments are applied.

* Disclaimer: The information in this section does not apply to borrowers with private student loans through MOHELA.